Portfolio Management
Portfolio Management
Once you get done buying stock for a few of your favorite companies, then what? And how will you find the time to balance and rebalance your purchases when the market fluctuates? It’s easy to get overwhelmed with the choices in the open market. That’s why at Heartland Bank we use the art and science of selecting and overseeing your group of investments while remaining focused on your long-term objectives.
Strategic and Tactical Asset Allocation
First, we lay a robust foundation for your investments. We work with you to devise a strategy that matches your goals through strategic asset allocation — finding the perfect blend of cash, bonds, stocks and alternative investments for your portfolio. By considering factors like your needs, the time frame you’re working with, taxes, returns and risk tolerance, we aim to create an optimal portfolio that maximizes returns while minimizing risk.
We make tactical adjustments to portfolios based on current economic and market conditions, so your investments stay on track. Plus, our target percentages for every strategic asset are flexible, which allows us to adapt incrementally more aggressively or conservatively to market changes while working in your best interest.
Investment Research
Our Portfolio Management & Financial Planning team conducts independent, in-house investment research. Using the latest technology and reporting systems, we both analyze precise quantitative data and enhance our research with qualitative insights. We select investment structures to build your portfolio in the most cost-effective and tax-efficient manner possible. Portfolios may include a blend of exchange-traded funds, mutual funds, individual bonds and stocks, tailored to address your specific needs. This ensures that our investment strategy aligns perfectly with what you want to achieve.
Securities and insurance products are NOT deposits of Heartland Bank, are NOT FDIC insured, are NOT guaranteed by or obligations of the bank, and are subject to potential fluctuation in return and possible loss of principal.
Legal, Investment and Tax Notice: This information is not intended to be and should not be treated as legal advice or tax advice. Readers should under no circumstances rely upon this information as a substitute for their own research or for obtaining specific legal or tax advice from their own counsel.