Debit Cards
With your free debit card, there are no finance fees, which means it’s as about as close to cash as you can get without having something to fold into your wallet. Other benefits of your free debit card include:
Purchasing Power
Your purchases come right from the available funds in your checking account, so you don’t have to mess with trying to get a check accepted, there’s no fumbling with cash, and no bill that’s adding up with every buy. Plus the card is accepted at any place that accepts Visa. You also have the added advantage of reviewing your transactions online, and they appear on your monthly account statement.
Peace of Mind
If you card is ever lost or stolen, we will arrange a quick replacement. You can also set balance and transaction alerts directly from the Heartland Bank mobile app to keep an eye on your account activity.
ATM Convenience
The card also works at ATMs to get cash, transfer funds, or see other account information. Your debit card gives you 24/7 ATM access and we won’t charge a fee, even at non-Heartland Bank ATMs!*
Make Checkout Easy
The Heartland Bank Visa debit card uses tap-to-pay, so it’s not only secure, but you’re not left swiping over and over or waiting to find out the card has to be re-inserted. Just tap and go. Don’t forget to also add your debit card to your digital wallet for easy and safe online payments.

Apply Now!
Anyone with a Heartland Bank checking account can get a Visa debit card. If you already have an account, stop by a branch to complete your application, and your new card will arrive in the mail a few days later.
If you’re new to Heartland Bank, Welcome! It’s easy to open an account. Visit a branch or apply online, and you can request a debit card at the same time.
Safety Tips for Your Debit Card
Lost or Stolen Card?
Make sure to deactivate your Heartland Bank card right away if it’s ever lost or if the number is stolen. The card can’t be reactivated once it has been marked stolen, so thieves won’t have any more access to your funds. Of course we’ll work with you to recoup any funds that were used fraudulently. We count on you to report things as soon as you become aware there’s a problem.
* The owner of a non-Heartland ATM may charge a fee for its use.