Merchant Services

Heartland Bank’s experience in the retail sector means we know what it takes to help your business thrive on the POS side, and we’re here when you’re ready to grow and expand, too. Our partners enjoy benefits like

  • A dedicated relationship manager
  • Quick, seamless startup
  • Terminal, POS systems, mobile- and Internet-based solutions
  • Customized gift cards
  • Accept all major credit and debit cards, including Visa®, MasterCard®, Discover®, American Express®, JCB® and Fleet cards
  • Customized online reporting
  • Equipment assurance program
  • 24/7/365 technical support

Terminal and POS Solutions

  • Our fast, dependable settlement puts funds into your bank account, where you need them.
  • You can choose from cloud-connected and tablet-based systems for payment processing and business management.
  • You have options to suit your connectivity! Versatile terminal connections can handle dial-up, Ethernet, contactless and even via Bluetooth.
  • The data you collect means you can better market to your customers, and increase sales.

Mobile Solutions

  • Use Clover® Go on your smartphone or tablet to process cards through an encrypted reader.
  • Process card payments securely, at a fraction of the cost of a wireless terminal.
  • Manage payments in the palm of your hand with our app (available for both Apple™ and Android).

Security Solutions

  • PCI compliance and validation support.
  • Enhanced security solutions to help protect your business.

Debit Card Processing

  • Authorization and payment for PIN-based and signature-based debit transactions.

Online Reporting Portal

  • Convenient one-stop resource center gives you access statements, transaction details, and payment summaries.
  • You can easily review chargeback and retrieval requests.
  • Simple exports of Excel, CSV, and PDF file formats that make reconciliation and accounting easier.

Internet Solutions

  • Boost sales, make customers even happier, and reduce the risk of fraudulent transactions by accepting payments through your website.
  • Your customer’s data stays secure through real-time checks with the highest encryption and security protocols. Our IP-based payment gateways provide trustworthy solutions.
  • You have access to Manage your payments, search for customer data, customize email receipts, set up recurring payment schedules, and configure fraud tools to help prevent unauthorized transactions.

Gift Cards

  • Promote your business and increase sales by putting your brand on a gift card, or select one of our standard designs. You’ll also be able to track how the cards are used, and offer rewards.

We’re here to answer any questions you have. Stop by a local branch, email us at: hbt@hbtbank.com*, or call the Customer Care Center at (888) 897-2276. The Customer Care Center is staffed Monday through Friday 8 a.m. to 6 p.m., and on Saturdays from 8 a.m.  to 1 p.m.. Branch and Care Center hours vary by holiday.

* Remember, email is never a secure way of sending confidential information, such as social security numbers, account passwords, etc. Email should only be used for general questions.

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