The Drake family…

arrived in Central Illinois in 1852, and set down roots that still run deep. Their descendants started banking in 1920, and survived economic ups and downs for generations. The third generation of Drake bankers is actively involved in leading Heartland Bank today, continuing the family tradition of service and relationship-building they established early in the twentieth century.

You can learn a lot about a place when you know what’s important to the people working there. We say, “Relationships give meaning to our work.” It’s a statement of fact, as well as a reminder of how we’re connected to the communities we serve. We know that banking is personal, so we take the time to get to know our customers. We start the conversation by understanding what’s needed.

For example, we know that service is important, and most people want banking to be effortless. That’s why at Heartland Bank if you need a loan you won’t need to go through layers of managers at some out-of-state corporate office. Instead you’ll deal with the local people you know from your favorite branch; the same people you see getting lunch at the sandwich shop or cheering on the local high school team on Friday night. Our approach to banking is based on the communities we serve.

We’re proud of Heartland’s strength and capabilities, the services we offer and the team of people who stand ready to serve their communities. Put our strength to work for you, and you’ll understand why we feel that way.

State of Illinois Community Reinvestment Notice

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.